The Credits

Definition

This very short-term loan is intended to finance school expenses. As a result, it is a special credit that can only be granted during a fixed period of the current year.

Target

It is a general public offer. The targeted clientele is a clientele of private individuals holding a chequing account (civil servants, private employees, pensioners).

Duration

The maximum duration: 10 months.

Advantages

Quick set up.
Flexibility of guarantees.
Preparing for the start of the school year with complete peace of mind

Definition

Consumer credit is the category of credit granted to individuals by banks or financial corporations to finance purchases of goods and services, such as large expenditures on capital goods (automobiles, household equipment).

Characteristics

Like any credit a consumer credit connects a financial institution, the creditor (lender) who lends to a borrower (debtor) an amount for a given period. Consumer credit has the following characteristics.

Customer base

Consumer credit is for individuals. Other categories of bank customers, especially businesses and the liberal professions, finance their durable goods through other forms of credit.

Definition

The equipment loan is a bank credit financing the goods and materials necessary for the operation and therefore the proper functioning of a business. For example, the equipment loan finances the purchase of operating equipment.

Target

It is an offer for the company and association.

Duration

The repayment terms of the equipment credit can range from medium-term to long-term.

Definition

Micro credit for all small entrepreneurs. The repayment terms of this credit do not exceed three months. This credit is available in 48h
This credit is for small and medium-sized businesses.
This credit concerns entrepreneurs carrying out agropastoral activities. She enjoys a differ