This very short-term loan is intended to finance school expenses. As a result, it is a special credit that can only be granted during a fixed period of the current year.
It is a general public offer. The targeted clientele is a clientele of private individuals holding a chequing account (civil servants, private employees, pensioners).
The maximum duration: 10 months.
Quick set up.
Flexibility of guarantees.
Preparing for the start of the school year with complete peace of mind
Consumer credit is the category of credit granted to individuals by banks or financial corporations to finance purchases of goods and services, such as large expenditures on capital goods (automobiles, household equipment).
Like any credit a consumer credit connects a financial institution, the creditor (lender) who lends to a borrower (debtor) an amount for a given period. Consumer credit has the following characteristics.
Consumer credit is for individuals. Other categories of bank customers, especially businesses and the liberal professions, finance their durable goods through other forms of credit.
The equipment loan is a bank credit financing the goods and materials necessary for the operation and therefore the proper functioning of a business. For example, the equipment loan finances the purchase of operating equipment.
It is an offer for the company and association.
The repayment terms of the equipment credit can range from medium-term to long-term.